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	<title>Palm Springs Real Estate</title>
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	<link>http://edbrophy.com</link>
	<description>Ed Brophy, REALTOR®</description>
	<lastBuildDate>Sun, 29 Jan 2012 17:13:34 +0000</lastBuildDate>
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		<item>
		<title>How to Find Out Who Owns Your Mortgage</title>
		<link>http://edbrophy.com/how-to-find-out-who-owns-your-mortgage/</link>
		<comments>http://edbrophy.com/how-to-find-out-who-owns-your-mortgage/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 15:38:26 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[How to Find Out Who Owns Your Mortgage]]></category>
		<category><![CDATA[Who owns my mortgage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5242</guid>
		<description><![CDATA[Who owns my mortgage? This a question I am frequently asked by people who are trying to refinance their mortgage or save their house from foreclosure. The answer to this question has become extremely important to many homeowners, and especially to those facing foreclosures or in financial trouble.  There are many government and bank programs [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For Sale: 77508  Avenida Madrugada Santa Rosa Cove</title>
		<link>http://edbrophy.com/for-sale-77508-avenida-madrugada-santa-rosa-cove/</link>
		<comments>http://edbrophy.com/for-sale-77508-avenida-madrugada-santa-rosa-cove/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 18:46:13 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[La Quinta]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[ed brophy realtor]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[La Quinta Real Estate]]></category>
		<category><![CDATA[La Quinta Real Estate Agent]]></category>
		<category><![CDATA[La Quinta real estate for sale]]></category>
		<category><![CDATA[La Quinta Realtor]]></category>
		<category><![CDATA[Santa Rosa Cove]]></category>
		<category><![CDATA[Santa Rosa Cove Country Club]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5222</guid>
		<description><![CDATA[77508  Avenida Madrugada, La Quinta, CA Bed/Bath: 2 br, 2.00 ba Property Type: Condo Square Footage: 1,389 square feet Property Subtype: Condo Attached Asking: $325,000 Cross Street: Eisenhower Dr &#38; Calle Mazatlan MLS: #21445732 Map: click here to view map See Picture Gallery Below Virtual Tour: Click here to view LOWEST PRICE home in Santa [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/for-sale-77508-avenida-madrugada-santa-rosa-cove/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9 Juan Carlos Rancho Las Palmas Country Club Rancho Mirage</title>
		<link>http://edbrophy.com/9-juan-carlos-rancho-las-palmas-country-club-rancho-mirage/</link>
		<comments>http://edbrophy.com/9-juan-carlos-rancho-las-palmas-country-club-rancho-mirage/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 18:17:42 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[Rancho Mirage]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[ed brophy realtor]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[rancho las palmas country club]]></category>
		<category><![CDATA[Rancho Las Palmas Country Club Short Sale]]></category>
		<category><![CDATA[Rancho Mirage Real Estate]]></category>
		<category><![CDATA[Rancho Mirage Real Estate Agent]]></category>
		<category><![CDATA[rancho mirage real estate for sale]]></category>
		<category><![CDATA[Rancho Mirage Realtor]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5184</guid>
		<description><![CDATA[9 Juan Carlos Drive, Rancho Mirage, CA Bed/Bath: 3 br, 2.00 ba Property Type: Condo Square Footage: 1,621 square feet Property Subtype: Condo Attached Asking: $359,000 Cross Street: Don Quixote Dr &#38; El Toro MLS: #21420948 Map: click here to view map See Picture Gallery Below Virtual Tour: Click here to view This desirable 30 [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/9-juan-carlos-rancho-las-palmas-country-club-rancho-mirage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs Homes Are Selling Fast</title>
		<link>http://edbrophy.com/palm-springs-homes-are-selling-fast/</link>
		<comments>http://edbrophy.com/palm-springs-homes-are-selling-fast/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 18:14:02 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Market Update]]></category>
		<category><![CDATA[Buying a Palm Springs Home in 2012]]></category>
		<category><![CDATA[Palm Springs Homes]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Real Estate Agent]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>
		<category><![CDATA[Palm Springs Short Sales]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5171</guid>
		<description><![CDATA[Properly priced Palm Springs homes are selling fast.  The number one question from both Buyers and Sellers is,  “How’s The Market in Palm Springs?” My Answer is always the same: &#8220;If they&#8217;re priced properly, they’re selling fast!” Why Are Properties Selling Fast? A knowledgable REALTOR® can help Sellers understand the complexity of todays market. Homes [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-springs-homes-are-selling-fast/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying a Palm Springs Home in 2012</title>
		<link>http://edbrophy.com/buying-a-palm-springs-home-in-2012/</link>
		<comments>http://edbrophy.com/buying-a-palm-springs-home-in-2012/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 16:43:19 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[First Time Buyers]]></category>
		<category><![CDATA[Buying a Palm Springs Home in 2012]]></category>
		<category><![CDATA[Palm Springs Homes]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Real Estate Agent]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>
		<category><![CDATA[Palm Springs Short Sales]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5161</guid>
		<description><![CDATA[Are you one of the hundreds of people who will be Buying a Palm Springs Home in 2012?  We&#8217;re almost at the end of 2011, with 2012 quickly becoming a reality, like every year before it people have started putting their list of New Years Resolutions together.  Usually found on that list somewhere is the [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/buying-a-palm-springs-home-in-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Desert Short Sale &#8211; Great Investment Opportunity</title>
		<link>http://edbrophy.com/palm-desert-short-sale-great-investment-opportunity/</link>
		<comments>http://edbrophy.com/palm-desert-short-sale-great-investment-opportunity/#comments</comments>
		<pubDate>Fri, 09 Dec 2011 19:04:20 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[Great Investment Opportunity]]></category>
		<category><![CDATA[palm desert homes for sale]]></category>
		<category><![CDATA[Palm Desert Real Estate]]></category>
		<category><![CDATA[Palm Desert Realtor]]></category>
		<category><![CDATA[Palm Desert short sale]]></category>
		<category><![CDATA[Palm Lakes]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5121</guid>
		<description><![CDATA[Short Sale: Great investment opportunity, long term rents between $900 and $1,100 monthly &#160; 43376 Cook St, Unit 87, Palm Desert, CA Bed/Bath: 2 br, 2.00 ba Property Type: Condo Square Footage: 1,005 square feet Property Subtype: Condo Attached Asking: $59,900 Cross Street: Cook and Fred Waring MLS: #41443308 Map: click here to view map [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-desert-short-sale-great-investment-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs Homeowners Can Be Assessed HOA Fees After Foreclosure</title>
		<link>http://edbrophy.com/palm-springs-homeowners-can-be-assessed-hoa-fees-after-foreclosure/</link>
		<comments>http://edbrophy.com/palm-springs-homeowners-can-be-assessed-hoa-fees-after-foreclosure/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 16:37:05 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Palm Springs]]></category>
		<category><![CDATA[Palm Springs Homeowners Can Be Assessed HOA Fees After Foreclosure]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5113</guid>
		<description><![CDATA[I&#8217;m often contacted and asked if Palm Springs Homeowners Can Be Assessed HOA Fees After Foreclosure. The short answer is yes, but it&#8217;s best to check with an attorney on such matters. The economy is still in the dumps. In most communities around Palm Springs, 20% or more of the residents are facing some sort [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-springs-homeowners-can-be-assessed-hoa-fees-after-foreclosure/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freddie Mac Offers Relief for Palm Springs Short Sales</title>
		<link>http://edbrophy.com/freddie-mac-offers-relief-for-palm-springs-short-sales/</link>
		<comments>http://edbrophy.com/freddie-mac-offers-relief-for-palm-springs-short-sales/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 16:06:03 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Freddie Mac Offers Relief for Palm Springs Short Sales]]></category>
		<category><![CDATA[Palm Springs]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Short Sale]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5105</guid>
		<description><![CDATA[Freddie Mac Offers Relief for Palm Springs Short Sale owners wishing to keep their homes! Are you upside down in your home? Have an adjustable rate mortgage that is not paying down the balance? Do you have a dreaded Freddie Mac loan??? If you are a homeowner in that position – then I have great news for [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/freddie-mac-offers-relief-for-palm-springs-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs Short Sales and Home Inspections</title>
		<link>http://edbrophy.com/palm-springs-short-sales-and-home-inspections/</link>
		<comments>http://edbrophy.com/palm-springs-short-sales-and-home-inspections/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 16:29:19 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[Palm Spring Realtor]]></category>
		<category><![CDATA[Palm Springs]]></category>
		<category><![CDATA[Palm Springs Home Inspections]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Short Sales]]></category>
		<category><![CDATA[Palm Springs Short Sales and Home Inspections]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5095</guid>
		<description><![CDATA[Most sellers of Palm Springs short sales are in financial distress and more than likely will not pay for any requests for repairs resulting from the home inspection. With that information if mind, should you still pay to have a professional home inspection? Definitely YES, even though the seller may not have funds to make repairs,  you need [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-springs-short-sales-and-home-inspections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs and Bank of America Short Sales</title>
		<link>http://edbrophy.com/palm-springs-and-bank-of-america-short-sales/</link>
		<comments>http://edbrophy.com/palm-springs-and-bank-of-america-short-sales/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 16:00:37 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Palm Springs and Bank of America Short Sales]]></category>
		<category><![CDATA[Palm Springs Loan Modification]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Real Estate Agent]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>
		<category><![CDATA[Palm Springs Short Sales]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5081</guid>
		<description><![CDATA[As of December 1, 2011, Bank of America made changes to the short sale process that will reduce the time needed to complete a short sale. &#8220; When a short sale is submitted with an offer and the homeowner is HAFA eligible, we will no longer halt work on the file while waiting to contact the [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-springs-and-bank-of-america-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prosecuting Wall Street</title>
		<link>http://edbrophy.com/prosecuting-wall-street/</link>
		<comments>http://edbrophy.com/prosecuting-wall-street/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 03:49:14 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Countrywide Financial]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[Prosecuting Wall Street]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5089</guid>
		<description><![CDATA[I am quite sure that Countrywide was not alone, but they were certainly one of the biggest players. This is the reality behind the real estate crisis and why it continues to roll along with no end in sight! I can tell you story after story of Countrywide reps and reps from other banks encouraging [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/prosecuting-wall-street/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs Short Sales</title>
		<link>http://edbrophy.com/palm-springs-short-sales/</link>
		<comments>http://edbrophy.com/palm-springs-short-sales/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 01:05:00 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Palm Springs Loan Modification]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Real Estate Agent]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>
		<category><![CDATA[Palm Springs Short Sales]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=5067</guid>
		<description><![CDATA[There has been a lot in the news lately about Palm Springs Short Sales and Loan Modifications.  As more and more homeowners find themselves in the position to either short sale their Palm Springs home or attempt a loan modification, I thought I would share with you some of the things to be on the [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/palm-springs-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Monterey Country Club Major Price Reduction</title>
		<link>http://edbrophy.com/monterey-country-club-major-price-reduction/</link>
		<comments>http://edbrophy.com/monterey-country-club-major-price-reduction/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 23:40:36 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[ed brophy realtor]]></category>
		<category><![CDATA[monterey country club]]></category>
		<category><![CDATA[Monterey Country Club Short Sale]]></category>
		<category><![CDATA[Palm Desert]]></category>
		<category><![CDATA[Palm Desert Real Estate]]></category>
		<category><![CDATA[Palm Desert Real Estate Agent]]></category>
		<category><![CDATA[Palm Desert real estate for sale]]></category>
		<category><![CDATA[Palm Desert Realtor]]></category>
		<category><![CDATA[Palm Desert short sale]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4908</guid>
		<description><![CDATA[Price reduced $79,050 to $299,950 from $379,000. The owners have identified another property and are highly motivated! If you&#8217;ve been looking in Monterey Country Club for a 300 plan now&#8217;s your chance to snap one up at a more than reasonable price. Call me today to schedule a showing. 351 Gran Via, Palm Desert, CA [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/monterey-country-club-major-price-reduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Loan Limits Reinstated</title>
		<link>http://edbrophy.com/fha-loan-limits-reinstated/</link>
		<comments>http://edbrophy.com/fha-loan-limits-reinstated/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 20:19:58 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4903</guid>
		<description><![CDATA[WASHINGTON (November 17, 2011) – The National Association of Realtors® commends Congress for reinstating the loan limit formula and maximum cap for Federal Housing Administration-insured loans for two years. “As the nation’s leading advocate for homeownership, we applaud members of Congress for restoring FHA’s previous loan limits, which will help reduce consumer cost burdens, stabilize local housing [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/fha-loan-limits-reinstated/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rancho Las Palmas Country Club Short Sale</title>
		<link>http://edbrophy.com/rancho-las-palmas-country-club-short-sale/</link>
		<comments>http://edbrophy.com/rancho-las-palmas-country-club-short-sale/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 20:00:16 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[Rancho Mirage]]></category>
		<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[ed brophy realtor]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[rancho las palmas country club]]></category>
		<category><![CDATA[Rancho Las Palmas Country Club Short Sale]]></category>
		<category><![CDATA[Rancho Mirage Real Estate]]></category>
		<category><![CDATA[Rancho Mirage Real Estate Agent]]></category>
		<category><![CDATA[rancho mirage real estate for sale]]></category>
		<category><![CDATA[Rancho Mirage Realtor]]></category>
		<category><![CDATA[rancho mirage short sale]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4896</guid>
		<description><![CDATA[This beautifully maintained 3,000 plan at Rancho Las Palmas Country Club in Rancho Mirage has recently seen a major price reduction from $575,000 to $499,00 and is now being offered as a short sale subject to lenders approval.  The home is far and above the best on the market compared to other 3,000 plans offered [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/rancho-las-palmas-country-club-short-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Occupy Oakland: Police Injure Iraq War Vet</title>
		<link>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/</link>
		<comments>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 02:24:16 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Oakland PD]]></category>
		<category><![CDATA[Oakland Police Department]]></category>
		<category><![CDATA[Occupy Oakland]]></category>
		<category><![CDATA[Occupy Oakland Police Injure Iraq War Vet]]></category>
		<category><![CDATA[Scott Olsen]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4876</guid>
		<description><![CDATA[Let me first start off by saying that I&#8217;m in complete support of the Occupy Protests that are happening across our great country.  I&#8217;m also a big supporter of our police officers and the brave men and women of our great military.  I was raised to fight for what&#8217;s right and to respect law enforcement. [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Occupy Wall Street Videos Cause Brouhaha</title>
		<link>http://edbrophy.com/occupy-wall-street-videos-cause-brouhaha/</link>
		<comments>http://edbrophy.com/occupy-wall-street-videos-cause-brouhaha/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 21:44:09 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Bear Stearns]]></category>
		<category><![CDATA[Citi Bank]]></category>
		<category><![CDATA[CitiBank]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[new century]]></category>
		<category><![CDATA[NYPD]]></category>
		<category><![CDATA[Occupy Wall Street]]></category>
		<category><![CDATA[Occupy Wall Street Protests]]></category>
		<category><![CDATA[OWS]]></category>
		<category><![CDATA[Santa Cruz]]></category>
		<category><![CDATA[Santa Cruz PD]]></category>
		<category><![CDATA[Santa Cruz Police Department]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Washington Mutual]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4863</guid>
		<description><![CDATA[There&#8217;s been a lot of brouhaha on the interwebs today about these Occupy Wall Street videos: I usually don&#8217;t comment on things of this nature, but feel compelled to add my thoughts here.  I have said from the release of the very first videos  from New York of Occupy Wall Street protests that the NYPD [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Things To Know Before Attempting a Short Sale</title>
		<link>http://edbrophy.com/three-things-to-know-before-attempting-a-short-sale/</link>
		<comments>http://edbrophy.com/three-things-to-know-before-attempting-a-short-sale/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 15:25:30 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Short Sale and Foreclosure]]></category>
		<category><![CDATA[non-recourse loan]]></category>
		<category><![CDATA[recourse loan]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Three Things To Know Before Attempting a Short Sale]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4852</guid>
		<description><![CDATA[Every homeowner should know their states foreclosure laws and these three things before attempting a short sale, unfortunately there aren&#8217;t short sale laws, only federal short sale guidelines that banks can choose to follow or not. Laws Are Local States either have recourse loans or non-recourse loans. A recourse loan allows the bank to demand a [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/three-things-to-know-before-attempting-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9/11 10 Year Anniversary</title>
		<link>http://edbrophy.com/911-10-year-anniversary/</link>
		<comments>http://edbrophy.com/911-10-year-anniversary/#comments</comments>
		<pubDate>Sun, 11 Sep 2011 20:23:42 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[9/11 10 Year Anniversary]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4839</guid>
		<description><![CDATA[For the husband who told his wife I love you one last time before his plane went down in a field, for the wife who stopped in the stairs to call her husband to say I will love you forever, for the mothers and fathers who kissed their kids goodbye the morning they died, for [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/911-10-year-anniversary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Tips to Make Your Home More Attractive to Potential Buyers</title>
		<link>http://edbrophy.com/4-tips-to-make-your-home-more-attractive-to-potential-buyers/</link>
		<comments>http://edbrophy.com/4-tips-to-make-your-home-more-attractive-to-potential-buyers/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 01:35:14 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[4 Tips to Make Your Home More Attractive to Potential Buyers]]></category>
		<category><![CDATA[Broker incentives]]></category>
		<category><![CDATA[Closing cost credit]]></category>
		<category><![CDATA[HOA dues credit]]></category>
		<category><![CDATA[Interest rate buy-down]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4829</guid>
		<description><![CDATA[&#160; In today’s market, it’s pretty easy for a seller to find themselves struggling to sell their home, stuck on the market with no bites from buyers. Nothing is worse than the sick feeling that comes from having gone just about as low as you can go on price without turning your transaction into a [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/4-tips-to-make-your-home-more-attractive-to-potential-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The River at Rancho Mirage</title>
		<link>http://edbrophy.com/the-river-at-rancho-mirage/</link>
		<comments>http://edbrophy.com/the-river-at-rancho-mirage/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 19:48:24 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Rancho Mirage]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Acqua Pazza]]></category>
		<category><![CDATA[Acqua Pazza Restaurant]]></category>
		<category><![CDATA[Bobby Chan]]></category>
		<category><![CDATA[The River]]></category>
		<category><![CDATA[The River at Rancho Mirage]]></category>
		<category><![CDATA[The River in Rancho Mirage]]></category>
		<category><![CDATA[The River Rancho Mirage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4826</guid>
		<description><![CDATA[Everyone talks about The River in Rancho Mirage, unfortunately a great many visitors think it&#8217;s a place to hop on the boat or jet ski and play to your hearts content.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Palm Springs Grand Opening of Bobby G&#8217;s</title>
		<link>http://edbrophy.com/palm-springs-grand-opening-of-bobby-gs/</link>
		<comments>http://edbrophy.com/palm-springs-grand-opening-of-bobby-gs/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 15:40:39 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Palm Springs]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[Bobby G's]]></category>
		<category><![CDATA[Clothing Stores]]></category>
		<category><![CDATA[Desmond's]]></category>
		<category><![CDATA[Desmond's Palm Springs]]></category>
		<category><![CDATA[Labor Day Weekend]]></category>
		<category><![CDATA[Labor Day Weekend Palm Springs]]></category>
		<category><![CDATA[Men's Clothing]]></category>
		<category><![CDATA[Mens Clothing Store]]></category>
		<category><![CDATA[Palm Springs Grand Opening Bobby G's]]></category>
		<category><![CDATA[Palm Springs Mens Clothing Store]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4818</guid>
		<description><![CDATA[This Labor Day weekend Palm Springs will be celebrating the Grand Opening of Bobby G&#8217;s an upscale mens clothing store located in the old Desmond&#8217;s Building at 160 South Palm Canyon Drive. Be sure to stop in and see John Davidson to claim your 25% grand opening discount.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Tips to Better Position Your Home For Sale</title>
		<link>http://edbrophy.com/five-tips-to-better-position-your-home-for-sale/</link>
		<comments>http://edbrophy.com/five-tips-to-better-position-your-home-for-sale/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 18:24:08 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[buyer incentives]]></category>
		<category><![CDATA[enhances marketing]]></category>
		<category><![CDATA[Five Tips to Better Position Your Home For Sale]]></category>
		<category><![CDATA[Palm Springs Homes]]></category>
		<category><![CDATA[Palm Springs Homes for sale]]></category>
		<category><![CDATA[Palm Springs Real Estate]]></category>
		<category><![CDATA[Palm Springs Real Estate Agent]]></category>
		<category><![CDATA[Palm Springs Realtor]]></category>
		<category><![CDATA[pricing your home for sale]]></category>
		<category><![CDATA[Rancho Mirage Homes]]></category>
		<category><![CDATA[Rancho Mirage Homes for Sale]]></category>
		<category><![CDATA[Rancho Mirage Real Estate]]></category>
		<category><![CDATA[Rancho Mirage Realtor]]></category>
		<category><![CDATA[sale price]]></category>
		<category><![CDATA[seller financing]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4763</guid>
		<description><![CDATA[Five tips to better position your home for sale, buyers don&#8217;t tend to buy when prices are dropping: When they drop, they tend to wait to see if prices will decline even further. The uptick in buyers occurs when home prices start rising, as buyers then sense the bottom of the market has already happend [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>For Sale: 11 Don Quixote, Rancho Mirage, CA &#8211; Rancho Las Palmas Country Club</title>
		<link>http://edbrophy.com/for-sale-11-don-quixote-rancho-mirage-ca-rancho-las-palmas-country-club/</link>
		<comments>http://edbrophy.com/for-sale-11-don-quixote-rancho-mirage-ca-rancho-las-palmas-country-club/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 15:29:06 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Properties]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[11 don quixote]]></category>
		<category><![CDATA[11 don quixote for sale]]></category>
		<category><![CDATA[featured]]></category>
		<category><![CDATA[rancho las palmas country club]]></category>
		<category><![CDATA[rancho las palmas country club homes]]></category>
		<category><![CDATA[rancho las palmas country club homes for sale]]></category>
		<category><![CDATA[rancho las palmas homes]]></category>
		<category><![CDATA[rancho las palmas homes for sale]]></category>
		<category><![CDATA[Rancho Mirage]]></category>
		<category><![CDATA[Rancho Mirage Homes]]></category>
		<category><![CDATA[Rancho Mirage Homes for Sale]]></category>
		<category><![CDATA[Rancho Mirage Real Estate]]></category>
		<category><![CDATA[Rancho Mirage Real Estate Agent]]></category>
		<category><![CDATA[Rancho Mirage Realtor]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4774</guid>
		<description><![CDATA[11 Don Quixote, Rancho Mirage, CA Bed/Bath: 2 br, 2.00 ba Property Type: Condo Square Footage: 1,270 square feet Property Subtype: Condo Attached Asking: $340,000 Cross Street: Don Quixote Dr &#38; El Toro MLS:  Exclusive Map: click here to view map See Picture Gallery Below Virtual Tour: Coming Soon This Beautiful custom 20 plan perched [...]]]></description>
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		<slash:comments>0</slash:comments>
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