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	<title>Palm Springs Real Estate &#187; Miscellaneous</title>
	<atom:link href="http://edbrophy.com/category/mortgage/miscellaneous/feed/" rel="self" type="application/rss+xml" />
	<link>http://edbrophy.com</link>
	<description>Ed Brophy, REALTOR®</description>
	<lastBuildDate>Tue, 15 May 2012 15:59:25 +0000</lastBuildDate>
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		<title>Occupy Oakland: Police Injure Iraq War Vet</title>
		<link>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/</link>
		<comments>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 02:24:16 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Oakland PD]]></category>
		<category><![CDATA[Oakland Police Department]]></category>
		<category><![CDATA[Occupy Oakland]]></category>
		<category><![CDATA[Occupy Oakland Police Injure Iraq War Vet]]></category>
		<category><![CDATA[Scott Olsen]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4876</guid>
		<description><![CDATA[Let me first start off by saying that I&#8217;m in complete support of the Occupy Protests that are happening across our great country.  I&#8217;m also a big supporter of our police officers and the brave men and women of our great military.  I was raised to fight for what&#8217;s right and to respect law enforcement. [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/occupy-oakland-police-injure-iraq-war-vet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Occupy Wall Street Videos Cause Brouhaha</title>
		<link>http://edbrophy.com/occupy-wall-street-videos-cause-brouhaha/</link>
		<comments>http://edbrophy.com/occupy-wall-street-videos-cause-brouhaha/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 21:44:09 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[Bear Stearns]]></category>
		<category><![CDATA[Citi Bank]]></category>
		<category><![CDATA[CitiBank]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[new century]]></category>
		<category><![CDATA[NYPD]]></category>
		<category><![CDATA[Occupy Wall Street]]></category>
		<category><![CDATA[Occupy Wall Street Protests]]></category>
		<category><![CDATA[OWS]]></category>
		<category><![CDATA[Santa Cruz]]></category>
		<category><![CDATA[Santa Cruz PD]]></category>
		<category><![CDATA[Santa Cruz Police Department]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Washington Mutual]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4863</guid>
		<description><![CDATA[There&#8217;s been a lot of brouhaha on the interwebs today about these Occupy Wall Street videos: I usually don&#8217;t comment on things of this nature, but feel compelled to add my thoughts here.  I have said from the release of the very first videos  from New York of Occupy Wall Street protests that the NYPD [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/occupy-wall-street-videos-cause-brouhaha/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>9/11 10 Year Anniversary</title>
		<link>http://edbrophy.com/911-10-year-anniversary/</link>
		<comments>http://edbrophy.com/911-10-year-anniversary/#comments</comments>
		<pubDate>Sun, 11 Sep 2011 20:23:42 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[9/11 10 Year Anniversary]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4839</guid>
		<description><![CDATA[For the husband who told his wife I love you one last time before his plane went down in a field, for the wife who stopped in the stairs to call her husband to say I will love you forever, for the mothers and fathers who kissed their kids goodbye the morning they died, for [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/911-10-year-anniversary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Your Free Smitty&#8217;s Glass Wax</title>
		<link>http://edbrophy.com/get-your-free-smittys-glass-wax/</link>
		<comments>http://edbrophy.com/get-your-free-smittys-glass-wax/#comments</comments>
		<pubDate>Mon, 22 Aug 2011 15:58:46 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Video]]></category>
		<category><![CDATA[cleans cell phones]]></category>
		<category><![CDATA[cleans computer screens]]></category>
		<category><![CDATA[complete eyeglass cleaning system]]></category>
		<category><![CDATA[EVO]]></category>
		<category><![CDATA[eyeglass cleaner]]></category>
		<category><![CDATA[eyeglass polish]]></category>
		<category><![CDATA[eyeglass wax]]></category>
		<category><![CDATA[eyeglasses cleaner]]></category>
		<category><![CDATA[eyeglasses cleaning solution]]></category>
		<category><![CDATA[eyeglasses wax]]></category>
		<category><![CDATA[glass wax]]></category>
		<category><![CDATA[glasses stay clean]]></category>
		<category><![CDATA[HTC EVO]]></category>
		<category><![CDATA[Macbook Pro]]></category>
		<category><![CDATA[smitty]]></category>
		<category><![CDATA[smitty's glass wax reviews]]></category>
		<category><![CDATA[smittys]]></category>
		<category><![CDATA[smittys glass cleaner]]></category>
		<category><![CDATA[smittys glass wax]]></category>
		<category><![CDATA[sparkling clean glasses]]></category>
		<category><![CDATA[special eyeglass wax]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=4686</guid>
		<description><![CDATA[Smitty&#8217;s Glass Wax! A Better Way to Clean Your Glasses! I found this stuff over at the College of the Desert Street Fair, it&#8217;s simply amazing! It&#8217;s been one full week since I&#8217;ve used Smitty&#8217;s Glass Wax to clean my sunglasses, MACBook Pro computer screen and HTC EVO, there are no fingerprints, oil, dust or lint. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Field Poll: Quality of life plunges in California</title>
		<link>http://edbrophy.com/field-poll-quality-of-life-plunges-in-california/</link>
		<comments>http://edbrophy.com/field-poll-quality-of-life-plunges-in-california/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 16:39:39 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[California Lender]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[Californian]]></category>
		<category><![CDATA[Californians]]></category>
		<category><![CDATA[Golden State]]></category>
		<category><![CDATA[quality of life]]></category>
		<category><![CDATA[Stanford University]]></category>
		<category><![CDATA[trust one]]></category>
		<category><![CDATA[Trust One Mortgage]]></category>
		<category><![CDATA[UC Berkeley]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=3467</guid>
		<description><![CDATA[Californians are bummed out. The Golden State&#8217;s residents rated their quality of life at its lowest mark in almost 20 years, citing the economic downturn and stagnant personal finances, according to a joint UC Berkeley and Field Poll. &#8220;Residents are reconsidering the image of the Golden State and showing more ambivalence toward it,&#8221; said Jack [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/field-poll-quality-of-life-plunges-in-california/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The LO Compensation Fed Rule Scandal</title>
		<link>http://edbrophy.com/the-lo-compensation-fed-rule-scandal/</link>
		<comments>http://edbrophy.com/the-lo-compensation-fed-rule-scandal/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 14:56:15 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Center for Responsible Lending]]></category>
		<category><![CDATA[Dodd Frank Rule]]></category>
		<category><![CDATA[The LO Compensation Fed Rule Scandal]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=3520</guid>
		<description><![CDATA[The Fed Rule on LO compensation was written and is based on four reports. Two were pro-broker and two were anti-broker. Well the Fed has opted to ignore the more scientific pro-broker studies, in favor of one extremely shallow study, and another that was conducted by two billionaires that got rich in the sub-prime market [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/the-lo-compensation-fed-rule-scandal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Five Tax Tips, Tricks and Traps for Homeowners</title>
		<link>http://edbrophy.com/five-tax-tips-tricks-and-traps-for-homeowners/</link>
		<comments>http://edbrophy.com/five-tax-tips-tricks-and-traps-for-homeowners/#comments</comments>
		<pubDate>Tue, 08 Mar 2011 16:19:09 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[best mortgage rates]]></category>
		<category><![CDATA[california home buyer grants]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[California Lender]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[California Mortgage Broker]]></category>
		<category><![CDATA[california mortgage lender]]></category>
		<category><![CDATA[California Mortgage Professional]]></category>
		<category><![CDATA[california mortgage rate]]></category>
		<category><![CDATA[california mortgage rate refinance]]></category>
		<category><![CDATA[california mortgages]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Five Tax Tips]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[home buyer grants]]></category>
		<category><![CDATA[Homeowner Tax Tips]]></category>
		<category><![CDATA[Homeowner Tax Traps]]></category>
		<category><![CDATA[Homeowner Tax Tricks]]></category>
		<category><![CDATA[Tricks and Traps for Homeowners]]></category>
		<category><![CDATA[Trust One Mortgage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=3229</guid>
		<description><![CDATA[Ask a roomful of homeowners what&#8217;s so great about owning versus renting, and you&#8217;ll hear them holler in unison: &#8220;the tax deductions!&#8221; And it&#8217;s true – homeowners who itemize their taxes are able to deduct 100% of their mortgage interest and property taxes from their income tax returns. That means that if you&#8217;re in a 28% tax bracket, Uncle Sam [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/five-tax-tips-tricks-and-traps-for-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Summer Remodeling Ideas</title>
		<link>http://edbrophy.com/summer-remodeling-ideas/</link>
		<comments>http://edbrophy.com/summer-remodeling-ideas/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 02:50:16 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[firefighter]]></category>
		<category><![CDATA[Good Neighbor Next Door Sales Program]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[HUD Good Neighbor Next Door Sales Program]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Moving Tips]]></category>
		<category><![CDATA[police officer]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[Summer Remodeling Ideas]]></category>
		<category><![CDATA[teacher]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1806</guid>
		<description><![CDATA[Summer Remodeling Ideas Other than vacations, summer is the time of the year most popular for home improvement. The long days and warm, sunny weather make a great time to work on repairs and renovations without much of the hassles and delays that rain and other elements bring. For this reason and more, a good [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/summer-remodeling-ideas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rent or Buy A Home In 2010?</title>
		<link>http://edbrophy.com/rent-or-buy-a-home-in-2010/</link>
		<comments>http://edbrophy.com/rent-or-buy-a-home-in-2010/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 03:36:14 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[firefighter]]></category>
		<category><![CDATA[Good Neighbor Next Door Sales Program]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[homes for sale]]></category>
		<category><![CDATA[HUD Good Neighbor Next Door Sales Program]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Moving Tips]]></category>
		<category><![CDATA[police officer]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[teacher]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1703</guid>
		<description><![CDATA[Rent or Buy A Home In 2010? First time home buyers have a lot to consider this summer when making the decision to rent or buy a home: interest rates are at all-time lows, there&#8217;s still plenty of housing stock and prices are at or near their lowest in years. Still, deciding whether to buy [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/rent-or-buy-a-home-in-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unpack With A Plan</title>
		<link>http://edbrophy.com/unpack-with-a-plan/</link>
		<comments>http://edbrophy.com/unpack-with-a-plan/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 01:42:27 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[moving day tips]]></category>
		<category><![CDATA[Moving Tips]]></category>
		<category><![CDATA[real estate investing]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1603</guid>
		<description><![CDATA[Once everything is unloaded, you may feel overwhelmed by the stacks of boxes surrounding you. Unpacking in an organized manner can make the transition to your new home less stressful and can save a lot of time. Try these unpacking tips, courtesy of Lowe’s. 1. Unpack Essentials First You should have a few boxes of [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/unpack-with-a-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moving Day Tips</title>
		<link>http://edbrophy.com/moving-day-tips/</link>
		<comments>http://edbrophy.com/moving-day-tips/#comments</comments>
		<pubDate>Wed, 16 Jun 2010 01:36:48 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[moving day tips]]></category>
		<category><![CDATA[Moving Tips]]></category>
		<category><![CDATA[real estate investing]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1592</guid>
		<description><![CDATA[With the summer selling season in full swing, millions of Americans are finalizing real estate deals and preparing for moving day. If moving day has you feeling stressed, the following tips from the experts at GoMovers.com will help you prepare for a seamless transition. -Complete as much packing of the items you&#8217;re packing yourself by [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/moving-day-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Forget These Travel Tips to Summer Travelers</title>
		<link>http://edbrophy.com/dont-forget-these-travel-tips-to-summer-travelers/</link>
		<comments>http://edbrophy.com/dont-forget-these-travel-tips-to-summer-travelers/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 17:14:42 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california foreclosures]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Summer Travel Tips]]></category>
		<category><![CDATA[Travel Tips]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1439</guid>
		<description><![CDATA[Don&#8217;t Forget These Travel Tips to Summer Travelers In anticipation of the summer travel season, U.S. Customs and Border Protection (CBP) and the Transportation Security Administration (TSA) have joined efforts to provide travel tips to summer travelers. Here are tips to keep in mind before heading out this summer: &#8211; U.S. citizens traveling abroad must [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/dont-forget-these-travel-tips-to-summer-travelers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Moving This Summer? Check Out These Tips</title>
		<link>http://edbrophy.com/moving-this-summer-check-out-these-tips/</link>
		<comments>http://edbrophy.com/moving-this-summer-check-out-these-tips/#comments</comments>
		<pubDate>Fri, 04 Jun 2010 18:23:24 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[Moving Tips]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1390</guid>
		<description><![CDATA[Moving This Summer? Check Out These Tips Within the next month, the kids will be out of school and for a lot of families, it might just be time to move. Moving brings an entire new set of stresses and tasks. Check out these tips for moving, courtesy of Move.com. It might just help save [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/moving-this-summer-check-out-these-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traveling This Holiday Weekend? Make Sure You Are Prepared</title>
		<link>http://edbrophy.com/traveling-this-holiday-weekend-make-sure-you-are-prepared/</link>
		<comments>http://edbrophy.com/traveling-this-holiday-weekend-make-sure-you-are-prepared/#comments</comments>
		<pubDate>Sat, 29 May 2010 16:58:38 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Memorial Day Travel Tips]]></category>
		<category><![CDATA[Travel Tips]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1386</guid>
		<description><![CDATA[Traveling this Holiday Weekend? Make Sure You Are Prepared This weekend brings the start of the summer travel season. Whether traveling by air, car or train, there are key tips to consider before heading out. Make sure to read these 22 travel tips, courtesy of Travelerspoint.com: 1. Security and Keeping Details Safe Scan your passport, [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/traveling-this-holiday-weekend-make-sure-you-are-prepared/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homer Simpson’s Point of View on the Housing Market</title>
		<link>http://edbrophy.com/homer-simpson%e2%80%99s-point-of-view-on-the-housing-market/</link>
		<comments>http://edbrophy.com/homer-simpson%e2%80%99s-point-of-view-on-the-housing-market/#comments</comments>
		<pubDate>Sun, 16 May 2010 05:35:19 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgage]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Homer Simpson’s Point of View on the Housing Market]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1228</guid>
		<description><![CDATA[Sometimes you just have to turn to the experts to find perspective on the real estate economy!]]></description>
		<wfw:commentRss>http://edbrophy.com/homer-simpson%e2%80%99s-point-of-view-on-the-housing-market/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Big Short by: Michael Lewis</title>
		<link>http://edbrophy.com/the-big-short/</link>
		<comments>http://edbrophy.com/the-big-short/#comments</comments>
		<pubDate>Wed, 12 May 2010 18:31:34 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Hot Topics]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Andrew Lahde]]></category>
		<category><![CDATA[Ben Hockett]]></category>
		<category><![CDATA[california foreclosure]]></category>
		<category><![CDATA[California Short Sales]]></category>
		<category><![CDATA[Charlie Ledley]]></category>
		<category><![CDATA[Deutsche Bank]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Greg Lippman]]></category>
		<category><![CDATA[Howie Hubler]]></category>
		<category><![CDATA[Jamie Mai]]></category>
		<category><![CDATA[John Paulson]]></category>
		<category><![CDATA[Lehman Brothers]]></category>
		<category><![CDATA[Lord Turner]]></category>
		<category><![CDATA[Michael Lews]]></category>
		<category><![CDATA[Mike Burry]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[Mortgage Meltdown]]></category>
		<category><![CDATA[New York Fed]]></category>
		<category><![CDATA[Short Sale]]></category>
		<category><![CDATA[Steve Eisman]]></category>
		<category><![CDATA[The Big Short]]></category>
		<category><![CDATA[Uk Financial Services]]></category>
		<category><![CDATA[US Treasure]]></category>
		<category><![CDATA[Wing Chau]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1090</guid>
		<description><![CDATA[If you&#8217;re truly interested in the who, what, where, why and when&#8217;s of the big mortgage meltdown that lead to the economic situation our country finds itself in, you definitely want to read &#8220;The Big Short&#8221; by: Michael Lewis. I remember sitting in my office in September 2006, telling people we were seeing the beginning [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/the-big-short/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Affects Real Estate Prices</title>
		<link>http://edbrophy.com/what-affects-real-estate-prices/</link>
		<comments>http://edbrophy.com/what-affects-real-estate-prices/#comments</comments>
		<pubDate>Thu, 06 May 2010 13:45:53 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[California Home Values]]></category>
		<category><![CDATA[california mortgages]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[Home Values]]></category>
		<category><![CDATA[Mortgage Professional]]></category>
		<category><![CDATA[Real Estate Market]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=882</guid>
		<description><![CDATA[What affects real estate prices? Perception. The macro-economy. The city. The neighborhood. The street. The curb appeal. The house. The square footage. The bedroom count. The view. The neighbors. The local economy. The condition of the house. Local zoning issues, if any. Access to transportation. Marketing. Government. Tax breaks. Interest rates. Rents. The weather. The [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/what-affects-real-estate-prices/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Assemble An Emergency Supply Kit</title>
		<link>http://edbrophy.com/assemble-an-emergency-supply-kit/</link>
		<comments>http://edbrophy.com/assemble-an-emergency-supply-kit/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 12:08:26 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Earthquake Safety Guidelines]]></category>
		<category><![CDATA[Earthquake Safety Tips]]></category>
		<category><![CDATA[Emergency Preparedness]]></category>
		<category><![CDATA[Family Safety Plan]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=676</guid>
		<description><![CDATA[The Federal Emergency Management Agency and the American Red Cross recommend families stock their homes with six basics: water, food, first aid supplies, clothing and bedding, tools and emergency supplies, and special items. Keep the items that you would most likely need during an evacuation in an easy-to carry container, such as a covered trash [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/assemble-an-emergency-supply-kit/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Creating a Family Safety Plan</title>
		<link>http://edbrophy.com/creating-a-family-safety-plan/</link>
		<comments>http://edbrophy.com/creating-a-family-safety-plan/#comments</comments>
		<pubDate>Wed, 28 Apr 2010 00:35:46 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Earthquake Safety Guidelines]]></category>
		<category><![CDATA[Earthquake Safety Tips]]></category>
		<category><![CDATA[Emergency Preparedness]]></category>
		<category><![CDATA[Family Safety Plan]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=665</guid>
		<description><![CDATA[Family Safety Plan : Being prepared means having a plan of action in place well in advance of an emergency. Citizens must be ready to calmly assess the situation, use common sense and whatever is at hand to secure themselves and their loved ones. Take some time to reflect on where your family spends time: work, [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/creating-a-family-safety-plan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Earthquake Safety Guidelines</title>
		<link>http://edbrophy.com/earthquake-safety-guidelines/</link>
		<comments>http://edbrophy.com/earthquake-safety-guidelines/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 15:25:19 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[Earthquake Safety Guidelines]]></category>
		<category><![CDATA[Earthquake Safety Tips]]></category>
		<category><![CDATA[Emergency Preparedness]]></category>
		<category><![CDATA[Family Safety Plan]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=657</guid>
		<description><![CDATA[It seems that 2010 is the year of the earthquake, and after the recent earth quake shaking San Diego I thought this was a good time to point out some Earthquake Safety Guidelines.  Now would be as good a time as any to gather the family and go over the points below while establishing your [...]]]></description>
		<wfw:commentRss>http://edbrophy.com/earthquake-safety-guidelines/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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