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	<title>Palm Springs Real Estate &#187; Fraud</title>
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	<link>http://edbrophy.com</link>
	<description>Ed Brophy, REALTOR®</description>
	<lastBuildDate>Tue, 15 May 2012 15:59:25 +0000</lastBuildDate>
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		<title>Beware of New Mortgage Scam</title>
		<link>http://edbrophy.com/beware-of-new-mortgage-scam/</link>
		<comments>http://edbrophy.com/beware-of-new-mortgage-scam/#comments</comments>
		<pubDate>Wed, 16 Mar 2011 17:43:37 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[best mortgage rates]]></category>
		<category><![CDATA[california home buyer grants]]></category>
		<category><![CDATA[california home loans]]></category>
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		<category><![CDATA[california mortgage]]></category>
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		<category><![CDATA[california mortgages]]></category>
		<category><![CDATA[california real estate]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[home buyer grants]]></category>
		<category><![CDATA[mortgage scam]]></category>
		<category><![CDATA[new mortgage scam]]></category>
		<category><![CDATA[Trust One Mortgage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=3344</guid>
		<description><![CDATA[Beware of New Mortgage Scam Beware of  the new mortgage scam I&#8217;ve heard about recently. It happened in Nevada, but could happen anywhere. I’m surprised I haven’t heard of this mortgage scam before, it’s pretty slick! The new mortgage scam plays off the sale of mortgage loans. Banks buy and sell residential mortgages all the [...]]]></description>
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		<title>Let&#8217;s Talk Mortgage Fraud</title>
		<link>http://edbrophy.com/lets-talk-mortgage-fraud/</link>
		<comments>http://edbrophy.com/lets-talk-mortgage-fraud/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 02:43:07 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=2155</guid>
		<description><![CDATA[Recently I received a referral from a REALTOR partner, the client was looking to purchase an investment property but wanted to claim it as his primary residence so that he&#8217;d qualify for a lower interest rate (0.125% lower), and claim the California First Time Buyer Tax Credit.  Can you say mortgage and tax fraud? Committing [...]]]></description>
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		<title>Mortgage Fraud Crackdown, 485 Arrested</title>
		<link>http://edbrophy.com/mortgage-fraud-crackdown-485-arrested/</link>
		<comments>http://edbrophy.com/mortgage-fraud-crackdown-485-arrested/#comments</comments>
		<pubDate>Fri, 18 Jun 2010 03:10:03 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[American Financial Network]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[credit tips]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[home financing]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Loan Agency]]></category>
		<category><![CDATA[Mortgage Banker]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[Mortgage Lender]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=1931</guid>
		<description><![CDATA[If you follow me over on Facebook you&#8217;ve probably already seen this: Interesting fact: Out of 188,333 Mortgage Originators across the country only 11,667 Mortgage Professionals are licensed. If you&#8217;re in the market for a home mortgage it&#8217;s in your best interest to ensure you&#8217;re working with a licensed professional! Today&#8217;s announcement that U.S. authorities [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Short Sale Fraud is Trending Up</title>
		<link>http://edbrophy.com/short-sale-fraud-is-trending-up/</link>
		<comments>http://edbrophy.com/short-sale-fraud-is-trending-up/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 14:02:44 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Hot Topics]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Short Payoff Fraud]]></category>
		<category><![CDATA[Short Sale Fraud]]></category>
		<category><![CDATA[Short Sale Fraud Trending Up]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=755</guid>
		<description><![CDATA[Freddie Mac is reporting that Short Sale Fraud is Trending Up. With so many buyers out there looking for a great deal in today&#8217;s market is it any wonder we&#8217;re seeing a trending up of short sale fraud? If you&#8217;re a Realtor, Seller or Buyer caution is needed to make sure that you don&#8217;t unwittingly [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Nigerian Home Rental Scams Plaguing Craigs List</title>
		<link>http://edbrophy.com/nigerian-home-rental-scams-plaguing-craigs-list/</link>
		<comments>http://edbrophy.com/nigerian-home-rental-scams-plaguing-craigs-list/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 03:57:10 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Hot Topics]]></category>
		<category><![CDATA[Craigs List]]></category>
		<category><![CDATA[Nigerian Home Rental Scams]]></category>
		<category><![CDATA[Nigerian Home Rental Scams Plaguing Craigs List]]></category>
		<category><![CDATA[Nigerian Scams]]></category>
		<category><![CDATA[Rental Fraud]]></category>
		<category><![CDATA[Rental Scams]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=743</guid>
		<description><![CDATA[Nigerian home rental scams plaguing Craigs List at an alarming rate, I urge everyone who is in the rental market to remember this one piece of advice.  If it&#8217;s too good to be true it probably isn&#8217;t true. I&#8217;m in the market to rent a home in Palm Springs, California, I&#8217;ve been searching Craigs List [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Women Jailed in Loan Mod Swindle</title>
		<link>http://edbrophy.com/women-jailed-in-loan-mod-swindle/</link>
		<comments>http://edbrophy.com/women-jailed-in-loan-mod-swindle/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 04:20:28 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Hot Topics]]></category>
		<category><![CDATA[loan mods]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=464</guid>
		<description><![CDATA[Two operators of a foreclosure consulting firm operating in Orange County were each sentenced to a year in jail and ordered to repay dozens of homeowners who were swindled out of thousands of dollars in up-front fees for foreclosure-relief services that didn’t exist. Marianne Curtis, 69, of Costa Mesa and Mary Alice Yraceburu, 46, of Riverdale, [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Tips to Prevent You from Becoming a Victim of Mortgage Fraud</title>
		<link>http://edbrophy.com/tips-to-prevent-you-from-becoming-a-victim-of-mortgage-fraud/</link>
		<comments>http://edbrophy.com/tips-to-prevent-you-from-becoming-a-victim-of-mortgage-fraud/#comments</comments>
		<pubDate>Wed, 17 Mar 2010 18:27:11 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[california home loans]]></category>
		<category><![CDATA[california mortgages]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[mortgage terms]]></category>
		<category><![CDATA[synergy mortgage]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=70</guid>
		<description><![CDATA[Some general tips: If it sounds too good to be true-it probably is! Never sign a blank document or a document containing blanks. This leaves you vulnerable to fraud. Don&#8217;t sign anything you don&#8217;t understand. Mortgage Fraud: Get referrals for real estate and mortgage professionals. Check the licenses of the industry professionals with state, county, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Feds Investigating Home Builder Mortgage Programs for Consumer Abuses</title>
		<link>http://edbrophy.com/feds-investigating-home-builder-mortgage-programs-for-consumer-abuses/</link>
		<comments>http://edbrophy.com/feds-investigating-home-builder-mortgage-programs-for-consumer-abuses/#comments</comments>
		<pubDate>Wed, 10 Jan 2007 18:51:18 +0000</pubDate>
		<dc:creator>Ed Brophy</dc:creator>
				<category><![CDATA[Fraud]]></category>
		<category><![CDATA[builders]]></category>
		<category><![CDATA[california]]></category>
		<category><![CDATA[ed brophy]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[misconduct]]></category>
		<category><![CDATA[mortgage financing]]></category>
		<category><![CDATA[new homes]]></category>
		<category><![CDATA[respa]]></category>
		<category><![CDATA[synergy mortgage]]></category>
		<category><![CDATA[unearned fees]]></category>

		<guid isPermaLink="false">http://edbrophy.com/?p=160</guid>
		<description><![CDATA[Most American home builders don&#8217;t need new problems at the moment, but they just got one: Federal regulators confirmed last week that they are aggressively investigating allegations that builders around the country are pressuring or requiring purchasers to use their mortgage financing affiliates illegally. Under the federal Real Estate Settlement Procedures Act (RESPA), builders and [...]]]></description>
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