Archive for April, 2010

Foreclosure: Laguna Beach Stunning Panoramic and Ocean Views

Foreclosure: Laguna Beach Stunning Panoramic and Ocean Views

| April 9, 2010 | 1 Comment

Stunning Panoramic and Ocean Views from several levels, this custom, split-level Laguna Beach home offers a charming decor in a rustic Laguna Beach Setting. Featuring 4 bedrooms and 3 baths. This Laguna Jewel is spacious and inviting! Light & Bright Kitchen and compelling stone faced hearth in family room. Impressive Window offers plenty of natural [...]

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Credit Score – Part I: Good Credit Translates into Lower Rates for the Consumer

Credit Score – Part I: Good Credit Translates into Lower Rates for the Consumer

| April 9, 2010 | 0 Comments

In the 1960s, Fair Isaac Corporation started working on a system lenders could use to evaluate the likelihood of receiving repayment on loans. Prior to that, it was really a matter of trusting an individual to be a “man of his word,” so to speak. Fair Isaac sought to take human error out of the [...]

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Foreclosure: San Diego, City Heights $49,900

Foreclosure: San Diego, City Heights $49,900

| April 9, 2010 | 1 Comment

Cozy 1 bedroom 540 square foot condo in beautiful gated complex, located in the City Heights section of San Diego.  This is a great opportunity for the right buyer who’s looking to own their first place or someone looking to turn a profit by flipping. Hopefully you have your contractor on speed dial, the previous [...]

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Foreclosure: San Clemente Sea Pointe Estates

Foreclosure: San Clemente Sea Pointe Estates

| April 8, 2010 | 1 Comment

Custom Tudor home in desirable Sea Pointe Estates. Beautiful kitchen with granite counters, built-in refrigerator, hardwood floors, cedar lined closet in master bedroom and 2 fireplaces. Large grassy, pool size yard. Gated community with association pool and spa. Bed(s): 3 Bath(s): 3 Asking Price: $789,900 For loan and payment options or for more information and to be [...]

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Another Laguna Beach Beauty: Blue Bird Canyon

Another Laguna Beach Beauty: Blue Bird Canyon

| April 8, 2010 | 1 Comment

Ideally situated in Laguna Village just a short distance from Bluebird Park, the ocean, and the shops and restaurants of Laguna Beach, this beautiful home has been skillfully and tastefully remodeled to perfection. The entry courtyard with its Zen-like feeling invites you to enjoy the indoor and outdoor living that this private sanctuary offers. The [...]

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Foreclosure: Laguna Beach Breathtaking panoramic ocean views!

Foreclosure: Laguna Beach Breathtaking panoramic ocean views!

| April 8, 2010 | 1 Comment

Beautiful multi-level home situated on Pacific Coast Highway in South Laguna Beach. Large gourmet kitchen with center island and granite counters. Spacious and modern bedrooms & baths. Cathedral ceiling throughout. Spiral staircase, decks off bedrooms and living room. Newer home. A must see! Minutes away from popular downtown Laguna with shops, restaurants, art galleries and [...]

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Avoiding Foreclosure – Helping Clients Keep Their Homes

Avoiding Foreclosure – Helping Clients Keep Their Homes

| April 8, 2010 | 1 Comment

Few things are as devastating as losing your home. Sadly, it’s not always inevitable. In many cases the foreclosure could’ve been avoided with some outside help. You are in a unique position to advise your clients in financial matters. If you know that a client is on the path toward foreclosure, take the time to [...]

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Write−offs to Remember – Deductions in the Loan Process

Write−offs to Remember – Deductions in the Loan Process

| April 8, 2010 | 0 Comments

It’s that time of year again, Uncle Sam is knocking at your door looking to keep some of your hard earned income through taxes that you paid throughout the year. Write-offs are the government’s way of rewarding taxpayers when they’ve done something the government likes. And to judge by the write-offs, the government likes it [...]

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How Purchase Loans Are Made – A Step−By−Step Walkthrough

How Purchase Loans Are Made – A Step−By−Step Walkthrough

| April 7, 2010 | 0 Comments

Pre-Approval – Lenders are encouraging buyers to get pre-approved for a mortgage so they’ll know in advance how much house they can afford.  Pre-Approval is different from Pre-Qualified.  With Pre-Approval you have already gathered your loan documentation and given to the lender, and the lender has already approved you for the loan pending your selection [...]

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Make Your Next Open House a Winner – Provide Prospects with Finance Options

Make Your Next Open House a Winner – Provide Prospects with Finance Options

| April 1, 2010 | 3 Comments

I have had many of my Realtor partners ask me what they can do to make their next open house productive and a winner. Having worked on the other side of the fence there’s nothing more frustrating than working an open house and watching potential clients walk away. I spend at least one weekend day [...]

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